I'll Go!!!

As many of you know, we are trying to buy a house, but have had difficulty because Zack has no credit history, and we were told that mine doesn't count towards loan approval since I don't bring in any income, but two things happened yesterday: the first is that Zack spoke with a lender who was incredibly helpful. He said it was absurd that we were told my credit history wouldn’t count towards us getting approved for the loan with or without my bringing in any income, and that credit history is not the only thing to have. It always sounded like we had no hope of approval because of Zack's lack of credit. He said that approval is easy if we have the house picked out (which we SO DO!) and have a 10-20% down payment. Obviously, we don't have $10,000, but money is easy compared to creating credit history out of thin air!
The second part is just as exciting, but is now a little more nerve-wracking. The sellers of the house that we love have listed the price $18,000 less than their original price!!!! This means we're even better off because if we do put even 10% down, our mortgage will be at least $200 LESS than what we've been paying for our current house, even with taxes and insurance! The scary part is that it could sell fast. *gulp* I guess this is where faith comes in!
So we would LOVE prayer!!! You can read about the vision we have for our house at our support blog.

That's all from me for now!

Carrie